Articles
What's changed, and what it means for you.
Rate decisions, rule changes and market moves, worked through for first home buyers. Each one is dated and links its sources. For the steps that don't change month to month, read the guide.
We asked 12 borrowing power calculators about the same four buyers
The nine bank calculators mostly agreed with each other. The outliers weren't banks. And what changed the answer most was what the buyer told them, not which bank they asked.
Four rate rises in 2026: what they've done to your borrowing power
The cash rate is 4.60% after the RBA's fourth rise this year. Repayments are the obvious cost. The bigger one, for a first home buyer, is how much less a lender will now let you borrow.