Tools
Everything you need to work out what you can buy
Most of these want to know your situation, so they live in your account and remember it. Two don't need one at all and never will. Nothing here is a lead form with a number attached.
Money
What you can borrow, what you'll actually pay, and what the government will put in.
FHSS calculator
No accountHow much more deposit the First Home Super Saver scheme gives you than saving the same pay after tax.
HomePlanner Rates
No accountWhat every lender is charging this week, and which of them moved.
Borrowing power calculator
What a lender would actually lend you, including the stress test they apply and the credit limits you forgot about.
Free account required
Scheme eligibility checker
Which grants, guarantees and stamp duty concessions you qualify for, in your state, on your numbers.
Free account required
Budget planner
What you can spend on a property once the costs nobody mentions are in the total.
Free account required
Your finances
Income, savings, debts and expenses in one place, feeding every other tool here.
Free account required
Scenarios
Buying against not buying, over ten years, on your own figures rather than an average.
Free account required
Property
From the first open to the day the keys change hands.
Property search
Shortlist places against your budget and your priorities, then compare them side by side.
Free account required
Inspection tracker
The same checklist at every open, so ten inspections in six weekends stay distinguishable.
Free account required
Purchase journey
What happens next, what is waiting on you, and what is waiting on somebody else.
Free account required
Transactions
Offer to settlement: the dates, the conditions and who owes what by when.
Free account required
Paperwork
The documents, in one place, findable when somebody asks for them.
People
The team around the purchase, and a way to keep them informed.
Where to start
If you don't know which one you need.
The Ultimate HomeBuyers Guide walks the whole purchase in four stages, and each chapter ends at the tool for that part of it. It's free, there's no download and no email required. Start the guide