The Ultimate HomeBuyers Guide
A home buying planner that starts wherever you are.
Free, independent, and organised the way buyers describe themselves. No download and no email required, which is a promise the guide's own introduction makes and we intend to keep.
You've read 0 of 12 published chapters, saved in this browser.
Which one are you?
Pick the one that sounds like you.
It decides where to start, and it's the same question the planning tools ask, so you only answer it once.
12 chapters published, 9 being written
The four stages.
Stage 01
Haven't started
You don't have to be great to start, but you have to start to be great.
Published
- Not sure where to start
- May not have a deposit yet
- Not sure what you're looking for
- Would like to buy at some stage
- 01Why buy property at all?3 min
- 02Are you ready for this journey?2 min
- 03Understanding the journey, end to end2 min
- 04Strengthening your financial fitness3 min
- 05How the government can help5 min
- 06Other ways to speed up a purchase2 min
- 07Types of mortgages and how they work3 min
- 08All things finances around property3 min
- 09Stage 1 checklist1 min
Stage 02
Getting prepared
The future belongs to those who prepare for it today.
Part published
- Feel financially ready
- Know what you want to buy
- Understand it, but want to know more
- Looking for the confidence to buy
- 01Getting your team in place3 min
- 02Borrowing power and pre-approval2 min
- 03The market and locations2 min
- Types of propertiesWriting
- New versus establishedWriting
- Key documentsWriting
Stage 03
Actively looking
Know what you're looking at before you fall for it.
In writing
- Financially ready
- Know what you're looking to buy
- Want clarity on the process
- Don't know how to get a good deal
- What to look for at an inspectionWriting
- Reading the contractWriting
- Auctions, offers and negotiationWriting
Stage 04
Found a home
The last mile is where the surprises live.
In writing
- Found the one
- Not sure how to buy it
- Concerned about potential issues
- What happens next?
- Building and pest inspectionsWriting
- Finance approval and exchangeWriting
- Settlement and moving inWriting
Stage 1 is complete and the first three chapters of Stage 2 are up, with the government scheme figures re-checked against the rules that changed in October 2025. Stages 3 and 4 are being written now. Corrections are welcome and acted on: welcome@homeplanner.io.